Welcome to Minot, ND Banking Rates

Whether you live in Minot because you grew up here, or because you were drawn to it by the affordable housing and small-town lifestyle, Minot Banking Rates wants to help you improve your financial picture. We could help you meet many of your financial goals by providing you with smart, timely information. Rate options include:

  • Minot, North Dakota mortgage refinance rates
  • Minot, North Dakota insurance rates for homes and automobiles
  • More banking rate information available from US Banking Rates

Our Featured Minot Bank Rate

More Minot Banks

Affinity First Credit Union

811 S Broadway, Ste A
Minot, ND, 58701

Northern Tier Credit Union

P O Box 1987
Minot, ND, 58702

Prairie Credit Union

P.O. Box 3160
Minot, ND, 58702

See all Minot Banks

Current Minot Rates Update


The 30-year fixed mortgage rate just went lower to 4.72%, so now may be a good time for you to consider refinancing a home or buying one in Minot. Compared to the previous year, mortgage rates were at 5.59% for Minot and the rest of the country. The most recent drop of 0.7% is in reaction to the continually weakening U.S. employment picture, low housing activity after the $8,000 tax credit expired and a growing amount of foreclosures sweeping the nation.

Low Minot home loan rates are still not enough to ignite a rebound in home buying activity however. The current mortgage rate is now approaching the lowest home loan rate in recorded history, which was 4.71% in December of 2009 according to Freddie Mac. Low mortgage rates have been able to get more money into the pockets of consumers due to a flurry of refinancing activity thanks to the lower rates.

One year adjustable mortgages are at 3.91%, down from 3.95% last week. To give a better indication of where rates are from a year ago, 15-year mortgages were at 5.04% and ARM’s at 5.17%. If you plan on refinancing, odds are that home loan rates will not go much lower as they are already near historical lows. Refinancing can help you save more each month to go towards savings or other expenses.


Life Changes Affecting Minot Banking Rates

  • Buying an RV for the family to enjoy.
  • Graduating from Minot State University and needing a car.
  • Getting assigned to Minot Air Force Base, but wanting to live in town.

Credit Card Fraud in Minot, ND

{City/State\} Banking Rates works with Credit Card companies who spend a great deal of money to help protect against anyone trying to steal your credit card. Credit Card Fraud is unfortunately a wide-spread problem, and the best companies continue to improve their security to protect you. As they continue to work hard with our customers and the credit bureaus to prevent and reduce credit card fraud and save money, the lower credit card rates for consumers will go. Be sure to protect your identity and monitor your credit card activity to prevent identity theft, and catch it early in the event that it happens to you.

Get the Best Rates in Minot, ND

Minot Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Minot Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.

Minot Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Minot Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.

If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.

Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.tes. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

Free Rate Resources in Minot, ND

Minot Banking Rates is rapidly becoming the premier Minot interest rate source. By working with thousands of financial companies, Minot Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:

Minot Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Minot Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Minot Banking Rates has just as many partners who can find the best rates for your based on your needs.

Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!

 

Best Minot Banking Rates

Featured Rate
Discover Bank
Discover Bank Open Account with Discover Bank
1.90%
Date: Jul 23, 2010
Highest Rates Recent Rate Changes
Prairie Credit Union 2 Year CD Account
1.75%
Date: Jul 22, 2010
 

Current Minot Banking News

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Check Rates in These Cities Near Minot:

Serving the Following Minot Zip Codes:

Fargo
58701 58702 58703 58704 58705 58707 58768

Other Minot Specials: Minot Insurance Rates